SHORT TERM INSURANCE
Short term health insurance is a flexible health insurance coverage solution when you need coverage for a transition period in your life. Short-term insurance may be for you if:
- You cannot apply for coverage under the Affordable Care Act (ACA), also called Obamacare, because I did not reach Open Enrollment and / or did not qualify for Special Enrollment
- Waiting for your ACA coverage to begin
- Searching for coverage before becoming eligible for Medicare
- Turn 26 and leave your parents’ insurance
- Between jobs or waiting for benefits to start at your new job
- Healthy and under 65
COMPARE PLANS
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For these situations and many others, short-term health insurance, also called temporary health insurance, may be right for you. You can fill that gap in coverage until you can choose a longer-term solution. The benefits of short-term health insurance Short-term health insurance offers you the kind of flexible and fast coverage you need for those dynamic times of change in your life. With short-term medical plans you can:
- Get coverage quickly, as soon as the day after application
- Choose the amount of your deductible among several options
- Choose the duration of your coverage, from 1 to almost 36 months in some states
- Cancel coverage without penalty if a more permanent health insurance option appears
- You may be able to apply for another short-term health insurance plan when the first one ends, if necessary
- Access an extensive network of health professionals
- Get generally lower premiums than ACA health insurance plans
So it is true that you can save money by choosing short-term health insurance. Just make sure you know what you are buying and that it is a good fit for you. For the right situation, short-term insurance plans can definitely provide fast, flexible, temporary health insurance coverage that is tailored to your needs.
